Thieves are smart, but can be smarter. Travelers are an ideal target because they have money. To outsmart a thief, you have to make it extremely difficult for them to take your things.
Carrying cash on vacation is a necessary act, balancing between utility and safety. Making money tough to access discourage thieves, but when it comes to making payments, you still want to reach it without playing hide-and-seek with the hidden pockets in your bag or stripping off your clothes.
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